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Is Personal Capital legit?

No illegitimate product or service can remain and thrive in the market for up to 10 years as Personal Capital has. Also, given the various testimony of users, Personal Capital is, therefore, a legit means of budgeting and making reasonable investments.

Is Personal Capital a good personal finance app?

The majority of personal finance apps we test focus on core personal finance issues—like spending, saving, and budgeting—with a few investment-tracking tools thrown in. Personal Capital is the opposite. It has some personal finance features, but it mainly focuses on investments and retirement planning.

Should you learn more about personal capital?

For people that don’t mind making their own investments, learning more Personal Capital is probably a very good idea. Personal Capital takes the ideas that earlier platforms like Quicken developed, and takes them to a whole different level. If you are fairly well-off, Personal Capital has other services that you might find interesting.

Is Personal Capital a wealth management advisor?

The web- and app-based tools provide top-level financial snapshots and tracking, but don’t go far enough for specific activities like budgeting and saving. From the outset, you won’t mistake Personal Capital, part of Empower Retirement’s suite of financial services, as anything but a wealth management advisor.

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